TREMENDOUS INVESTMENT OPPORTUNITY: Attractive VTB mortgage at 5.5% for up to two years with a $300,000 down payment. Insurance is already in place and can be quickly assigned to the new owner for a smooth transition. Located in the heart of Downtown St. Catharines, this prime mixed-use property features two ground-floor commercial units, including a thriving restaurant and bar, plus four upper-level residential apartments with separate utilities. The property is eligible for the St. Catharines Downtown Forgivable Loan Program (DFLP), offering up to $100,000 in interest-free funding (plus $50,000 for barrier-free units) to help convert or enhance residential spaces. With 12 parking spaces, a full basement, and a high-visibility location, this property offers strong income potential, redevelopment incentives, and exceptional long-term value in one of Niagaras most dynamic downtown markets.
Address
310 St. Paul Street
List Price
$1,095,000
MLS® Status
New
Expiration Date
2026-04-09
Property Type
Commercial
Type of Dwelling
Store W Apt/Office
Transaction Type
Sale
Area
St. Catharines
Sub-Area
451 - Downtown
Region
Niagara
Bathrooms
4
Lot Size Source
GeoWarehouse
Lot Depth
198.24
Lot Type
Building
Lot Size Units
Feet
Lot Width
37.5
Parcel Number
462180038
Total Building Area
8482.78
Occupant Type
Owner+Tenant
Cross Street
St. Paul Street and Academy St.
MLS® Number
X12458193
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Basement
Yes
Postal Code
L2R 3M9
Posession Details
TBD
Parking Spaces
12
Tax Amount
$12,993.30
Tax Year
2024
Site Influences
Major Highway, Public Transit
Community Features
Major Highway, Public Transit
Standard Status
Active
Board Or Association
Niagara Association of REALTORS
Heat Type
Gas Forced Air Closed
Cooling
No
Cooling Features
Yes
New Construction
No
Garage Type
None
Tax Legal Description
LT 103 CP PL 2 GRANTHAM; ST. CATHARINES
Security Features
No
Sewer
Sanitary
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